
Learn the same strategies Ivy used to rebuild her life, restore her credit,
and access the funding she needed to grow multiple businesses, starting today.

You can have paying clients…
You can have momentum…
You can have the work ethic…
“Can I afford to hire right now?”
“Should I delay this launch?”
“Do I need to wait for more cash to invest?”
You can’t scale your team.
You can’t invest in better systems.
You can’t expand aggressively.
You’re always choosing between “what I want to do” and “what I can afford to do.


Which lenders approve with less-than-perfect credit.
Which banks offer $10K–$100K lines.
Which cards businesses use to scale without draining cashflow.
Which lenders to AVOID (they waste time + pull unnecessary inquiries)



How REAL business credit works.
What lenders look for behind the scenes.
How to structure your business to look “fundable”.
The exact steps to qualify for business lines, cards, and loans.
How to avoid the mistakes that get 80% of business owners denied

Why your personal credit controls your business scaling.
The fastest route to fixing funding-blocking issues.
How lenders think.
What needs to be fixed FIRST for fast approvals.
Why business owners are treated differently than consumers.



Understand their credit profile..
Dispute inaccuracies the right way.
Remove outdated or false accounts.
Reset their foundation BEFORE applying for funding
Professionally written dispute letters.
Step-by-step instructions.
Mailing + dispute timeline guidance.
Templates for inquiries, collections, charge-offs & more.


Be yourself — no matter who doubts you.
Believe in your vision, even if no one else does.
Start a business with purpose, not pressure.
Sell your skills through RESULTS — show receipts.
Invest in yourself like your next level depends on it (because it does).
Professionally written dispute letters.
Step-by-step instructions.
Mailing + dispute timeline guidance.
Templates for inquiries, collections, charge-offs & more.
Approvals change.
Opportunities open.
Cashflow increases.
Stress decreases.
Scaling becomes possible again















No — this vault is for any business owner who wants access to better approvals, higher limits, and predictable funding. Even if your credit isn’t terrible, one wrong item or misaligned structure can still block you. This vault shows you how to fix what’s hurting your approvals before you apply.
Yes — because lenders don’t care how much revenue you make. They care about your credit profile + business structure + risk level. If your credit or structure is off, you’ll keep getting denied or receiving low limits — even if you’re profitable.
The vault does not replace a done-for-you credit repair service. It gives you the education, clarity, lender strategy, and exact steps to understand what needs to be fixed, why it matters, and how to move toward approvals the right way.
Every entrepreneur starts from a different place. But most business owners see clarity in 24–48 hours, and many use this material to position themselves for real approvals within 30–90 days, depending on what needs fixing.
No — it’s built for established business owners who are already making money but are capped because of credit or structure issues. If you’re an coach, consultant, beauty pro, tax pro, service provider, or online entrepreneur… this is for you.
Yes. Ivy’s lender list, business structure criteria, and credit/funding insights are updated based on real client approvals, not recycled YouTube strategies.
Yes — the entire vault unlocks immediately. You’ll receive an email with login details and direct download links.
That’s exactly why this vault exists.
Instead of guessing, you’ll know:
✔ what’s blocking you
✔ what needs to be removed
✔ what lenders want
✔ and how to prepare your business to get approved
The vault turns confusion into a clear plan.
Because this is a digital, instantly accessible product, all sales are final. But the content is simple, direct, and built to give you clarity from day one.
Absolutely — Especially if you need major repair. You’ll learn exactly what negative items matter, what lenders pay attention to, and how to start positioning your credit for real, high-limit approvals.
It teaches both, because they are connected.
You’ll learn:
▫️ how business credit works
▫️ how personal credit impacts approvals
▫️ how to structure your business
▫️ and which lenders offer real capital
It’s the first step before applying for real funding.
Yes — even if you know nothing about credit or funding. The vault is structured so business owners can understand what’s blocking them without feeling overwhelmed.